What is the lending criteria needed?

At CreditMyFunds™ our criteria is really simple. We don’t need to know your life history, where you went to school, what you had for your tea or when you last had a night out. We pride ourselves on making the application process as welcoming and simple as possible for our customers. We work tirelessly to make continuous improvements to our website and application form, we think that you’ll find our quick and simple, multiple choice application form easy to use and the personal information we need from you uncomplicated. 

You are eligible to apply for a loan on our lending platform if you can answer yes to the following questions:

  • I am a UK resident who is over 18 years old
  • I’m employed with a regular source of income
  • I hold a UK current account with a Debit Card.

If you meet these criteria, you can apply for an instalment loan via our lending network today. We welcome applications from people with less than perfect credit histories. Your situation today is what is important to us, not your past.

Apply in minutes and the loan could be in your account today.

Useful Links

How it works | Loan Criteria | Start Process